What We Do
We help our clients by:
- Serving as a trusted advisor at the center of their financial life.
- Developing a dynamic, comprehensive financial plan that considers the needs and dreams of our clients.
- Designing customized investment portfolios to grow their wealth.
- Reviewing opportunities throughout the year to minimize their taxes and protect their assets.
- Working alongside other trusted advisors to help them realize their goals.
What We Do
The professionals at Cogent Private Wealth serve as trusted advisors, helping our clients develop comprehensive financial plans for every stage of their lives.
Financial Planning
We work with you to make the most of your assets and income to achieve your unique goals.
Income and Retirement Planning
We work with you to make the most of your assets and income to achieve your unique goals.
Investment Management
We build portfolios based on decades of research into how markets behave and reward investors.
Insurance
We work with you and your insurance professionals to address essential types of insurance and existing coverages.
Tax Planning
We can help you consider the tax impact on the financial decisions you make.
Estate Planning
We work with you and estate planning professionals to help develop an estate plan that reflects your values and your assets.
Education Planning
We help you consider the best ways to assist your children or grandchildren with paying education expenses.
Six Core Attributes
The foundation of every Private Wealth relationship revolves around six core attributes: organization, accountability, objectivity, proactivity, education, and partnership.
Organization
We bring order to your financial life
by assisting you in getting your financial house in order (at both the “macro” level of investments, insurance, estate, taxes, etc., and also the “micro” level of household cash flow).
Accountability
We help you follow through on financial commitments
by working with you to prioritize your goals, show you the steps you need to take, and regularly review your progress toward achieving them.
Objectivity
We bring insight from the outside to help you avoid emotionally driven decisions in important money matters
by being available to consult with you at critical moments of decision-making, doing the research necessary to ensure you have all the information, and managing and disclosing any of our potential conflicts of interest.
Proactivity
We work with you to anticipate your life transitions
by regularly assessing any potential life transitions that might be coming and creating the action plan necessary to address and manage them ahead of time.
Education
We explore what specific knowledge is needed to succeed in your situation
by thoroughly understanding your situation, providing the necessary resources to facilitate your decisions, and explaining the options and risks associated with each choice.
Partnership
We help you achieve the best life possible and work in concert with you to make this possible
by assisting you in getting your financial house in order (at both the “macro” level of investments, insurance, estate, taxes, etc., and also the “micro” level of household cash flow).
